Competitive rates and flexible terms for buyers with solid credit.
Conventional loans are mortgages that are not insured or guaranteed by a government agency. They typically require a higher credit score and a larger down payment than FHA loans, but in return they offer competitive interest rates, lower overall costs, and far more flexibility in property type and loan structure.
With as little as 3% down for qualified first-time buyers, and the ability to drop mortgage insurance once you reach 20% equity, a conventional loan is often the most cost-effective choice for borrowers with solid credit. Van will run the numbers side by side with FHA so you can see exactly which one saves you more.
Apply For A Mortgage NowVan will walk you through every option in one call — no pressure, no runaround.