Loan Programs Available

The right loan for your situation.

From first-time buyers to seasoned investors, Van has a program that fits. Explore each option below, or just call and he will walk you through them.

FHA Loans

Low 3.5% down and flexible credit requirements. Ideal for first-time buyers.

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Conventional Loans

Competitive rates and terms for buyers with solid credit and a down payment.

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VA Loans

Zero down for eligible veterans, active-duty service members, and surviving spouses.

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Self-Employed Loans

Bank-statement and non-QM options when tax returns don't tell the whole story.

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Reverse Mortgages

Turn home equity into income for homeowners 62 and older — no monthly mortgage payment.

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Second Mortgages

HELOCs and home equity loans to tap your equity without touching your first mortgage rate.

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Also Available

Jumbo, HELOC, cash-out and investor financing.

Need something that is not on the list? Van works with E Mortgage Capital's full wholesale lending network, including jumbo loans, cash-out refinances, DSCR investor loans, bridge loans, and construction financing. One call gets you real options.

Ask Van About Your Scenario

Need It Fast? Call the Simmons Express

(949) 307-4575

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